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Specialist Mortgage Advice for Complex Circumstances

Helping self-employed borrowers, portfolio landlords, and UK expats secure mortgages where a standard approach doesn’t work.

How we Work

We offer Whole-of-market mortgage advice tailored to your circumstances, with a clear explanation of options, risks, and next steps. Professional advice fees apply to complex cases. Most of my work comes through repeat clients and referrals, reflecting a relationship-led approach.

Scenarios we specialise in

Self-employed or Complex income borrowers;

Portfolio Landlords or Non-Standard properties;

UK Expats;

Returning Expats;

Clients remortgaging after a change in circumstances;

Anyone unsure whether their case is 'straightforward'

Contact Us

Address

TMC Mortgage Associates,     1 Gloucestershire Way, Waterlooville, Hampshire, PO7 7FN

Contact

+44 2394 009600

Opening Hours

Mon - Fri

9:00 am – 6:00 pm

Saturday

9:00 am – 1:00 pm

Timothy Cobb is an Appointed Representative of Switch Financial Network, authorised and regulated by the Financial Conduct Authority. Financial Services Register number 960278. Switch Financial Network is registered in England and Wales (No. 13515668). Registered office: Drayton House, Drayton Lane, Chichester, West Sussex, PO20 2EW.

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